Analisis Tingkat Kesehatan Bank Dengan Metode Risk Profile, Earning, Capital (REC) Pada PT BNI Syariah Makassar

This study aims to determine the soundness of the bank using the REC method at PT. BNI Syariah Makassar. The type of research used in this research is descriptive quantitative research. The type of data used is secondary data sourced from the analysis of the financial statements of PT. BNI Syariah Makassar.
Based on the results of the health research at PT. BNI Syariah shows that during the period 2015 to 2017 PT. BNI Syariah is in the healthy category. This is indicated by the calculation of the NPF and LDR ratios illustrating that the Bank has managed the risk well. The calculation of ROA and NIM shows the Bank's ability to achieve profit. And the calculation of CAR is always above the minimum limit of Bank Indonesia so that it is considered capable of managing its capital